Cost of Borrowing

Pros & Cons of Fixed Rate Remortgages in Credit Crunch

Of those borrowers that bought their homes 3 or more years ago, 47% chose fixed rate mortgages compared to 76% in 2007 - 2008.  Clearly there has been a shift towards the more ‘appealing’ fixed rate deal rather than variable rate mortgages.  As our economic climate changes, will this continue to remain the case? Here [...]


Mortgages - How Much Can I Borrow

Buying a house is one of the biggest purchases you’ll ever make so it is important you know how much you can afford before you go house hunting. You don’t want to be disappointed! These five factors will give you an indication of how much you can borrow:
1. Salary Multiples
2. [...]